European Alternatives to Square

Find GDPR-compliant, EU-hosted replacements for Square.

Square is widely used, but organisations across Europe are increasingly looking for alternatives that offer genuine GDPR compliance without the legal uncertainty of US data jurisdiction. The European market now offers 3 mature alternatives to Square that match core functionality while keeping your data exclusively under European law.

The alternatives listed below are all headquartered in Europe, store data within EU/EEA data centres, and offer Data Processing Agreements aligned with GDPR Article 28. Several are open source, giving you additional transparency and flexibility that proprietary US services cannot offer.

Why Switch from Square

Data Privacy Concerns

  • US CLOUD Act jurisdiction (owned by Block)
  • Payment data stored on US infrastructure
  • Transaction monitoring and merchant data on US servers
  • Financial data accessible to US authorities

EU Alternatives

Feature Comparison

Feature SumUp Mollie Adyen
Name SumUp Mollie Adyen
Pricing Per-transaction Per-transaction Per-transaction
Free Tier
GDPR
ISO 27001
Open Source
Headquarters London, GB Amsterdam, NL Amsterdam, NL
Data Centers EU NL, EU NL, EU
Card readers
POS system
Online payments
Payment links
Invoicing
Business account
Gift cards
QR code payments

Try These Alternatives

SumUp

Accessible card payments and POS for small businesses across Europe

Visit SumUp

Mollie

Developer-friendly European payment processing from the Netherlands

Visit Mollie

Adyen

Global unified commerce payment platform from the Netherlands

Visit Adyen

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GDPR-Compliant Options

What to Expect When Switching

Switching from Square to a European alternative is typically straightforward. Under GDPR Article 20, you have the right to data portability — Square must allow you to export your data in a machine-readable format. Most European providers offer import tools or migration guides to help you transfer your data with minimal downtime.

For small teams, migration can often be completed in a single day. Larger organisations should plan for a phased rollout over one to four weeks, starting with a pilot group to identify any workflow adjustments. The most common challenge is not the data migration itself, but updating integrations and retraining team members on the new interface.

Frequently Asked Questions

What are the best European alternatives to Square?
The top European alternatives to Square include SumUp, Mollie, Adyen. These are all GDPR-compliant and hosted within the EU.
Is Square GDPR compliant?
While Square may offer GDPR compliance features, as a US-based service it is subject to the US CLOUD Act, which can compel disclosure of data stored abroad. European alternatives eliminate this legal risk entirely by keeping your data under EU jurisdiction.
Why switch from Square to a European alternative?
Key reasons to switch include: full GDPR compliance without legal uncertainty, data sovereignty with EU-only hosting, no exposure to the US CLOUD Act or FISA Section 702, and support from teams who understand European business requirements.

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