Mollie vs Adyen
Both Mollie and Adyen are European-built, GDPR-compliant solutions in the payment processing space. This comparison breaks down their features, pricing, compliance posture, and data residency so you can make an informed choice for your team.
Quick Overview
Mollie
EU- Headquarters
- Amsterdam, NL
- Pricing
- Per-transaction
- Open Source
- No
Adyen
EU- Headquarters
- Amsterdam, NL
- Pricing
- Per-transaction
- Open Source
- No
Key Differences
- Adyen holds ISO 27001 and SOC 2 certifications, providing third-party assurance of its security practices. Mollie does not currently hold these certifications, which may matter for enterprise procurement requirements.
- Each product has unique strengths: Mollie offers Card payments and iDEAL, while Adyen provides Unified commerce and Card processing. Your choice depends on which capabilities matter most for your workflow.
Feature Comparison
| Feature | Mollie | Adyen |
|---|---|---|
| Name | Mollie | Adyen |
| Pricing | Per-transaction | Per-transaction |
| Free Tier | ||
| GDPR | ||
| ISO 27001 | ||
| Open Source | ||
| Headquarters | Amsterdam, NL | Amsterdam, NL |
| Data Centers | NL, EU | NL, EU |
| Card payments | ||
| iDEAL | ||
| Bancontact | ||
| SEPA | ||
| Klarna | ||
| Apple Pay | ||
| Recurring payments | ||
| Multi-currency | ||
| Dashboard | ||
| API | ||
| Unified commerce | ||
| Card processing | ||
| Local payment methods | ||
| Risk management | ||
| Data insights | ||
| POS terminals | ||
| Recurring billing | ||
| Issuing | ||
| Platform payments |
Pricing Comparison
Mollie
Per-transactionper-transaction
Adyen
Per-transactionper-transaction
Compliance Comparison
Mollie
GDPRISO 27001DPA
Adyen
GDPRISO 27001SOC 2DPA
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How to Choose
You need enterprise-grade support and stability
Choose Mollie
You prefer a nimble provider with personalised support
Choose Adyen
Mollie vs Adyen — FAQ
What is the main difference between Mollie and Adyen?
Both Mollie and Adyen are European payment processing solutions with full GDPR compliance. The key differences lie in their approach: Mollie is headquartered in Netherlands while Adyen is based in Netherlands. Mollie is headquartered in Amsterdam, Netherlands, while Adyen is based in Amsterdam, Netherlands. Your choice should depend on your specific requirements for features, pricing, and data residency.
Which is more affordable, Mollie or Adyen?
Mollie uses per-transaction pricing, while adyen uses per-transaction pricing. Both use per-transaction pricing, so compare the tiers that match your team size and feature needs.
Are both Mollie and Adyen GDPR compliant?
Yes. Both Mollie and Adyen are European companies that store data within the EU/EEA and offer Data Processing Agreements. Neither is subject to the US CLOUD Act or FISA surveillance. Additionally, Mollie and Adyen hold ISO 27001 certification. For GDPR purposes, either option eliminates the legal risks associated with using US-based services.